This is probably the number one anxiety point in buying a house. It’s personal and sometimes it’s embarrassing to have someone else see your credit score or maybe some different mistakes you have made over time.
Don’t fret over your credit! It can be repaired so you can buy a house! Sometimes what is on your credit report isn’t even YOURS! We have a great resource that can help you dispute any errors on your credit report. Help you to know what is the BEST steps to improve your credit score quickly.
The first thing you make ask yourself what is a FICO score and what does it really mean. FICO stands for “Fair Isaac Corporation. This was the first company that developed the credit scoring system used by lenders.
If you have collections or just feel overwhelmed by the credit scoring we have a great resource for you. They can guide you and direct you with the BEST practices to get your score improved. Often times people feel they can improve there own credit score without knowing what is the best step to take, often can cause more harm and undo the exact thing you wanted to repair! So before taking that lump sump of tax return money that you may be getting and plopping it down on a car loan, credit card or some other bill. Let us get you to the right resource that can help you improve your credit score.
We would love to put you in touch with this local company here to help you. Once your credit it improved by even just a little we can get you approved for a loan to go house shopping!
Reach out to us and we will put you in contact with the professionals that can help you!
I am not a lender. But we have relationships with professionals that are lenders and credit management companies.